⁉️ “Why should I work with an advisor when I have direct access to all these companies myself?”

 

My response is: You're absolutely right—you can handle it yourself. However, I encourage them to consider the following key points.

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✔️ A certified independent Financial Security Advisor is your long-term financial ally.

 

"My role is first to educate individuals, families, and businesses on all the necessary concepts they need to fully understand. After a thorough Financial Needs Analysis, I provide long-term security and peace of mind through holistic advice — covering insurance planning, tax efficiency, estate planning, retirement income, investment guidance."

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1️⃣ Tailored Advice

 

I offer FREE consultations — even if it takes 10 sessions — to fully understand your goals and design solutions that fit your family, business, invetment and retirement plans.

 

2️⃣ Broad Market Access

 

I’m business partner of multiple reputable companies, so you get access to the best products and most competitive services— not limited to just one company.

 

3️⃣ Simplifies Complexity

 

I break down complex terms and coverage details into simple language, so you know exactly what you’re getting.

 

4️⃣ Saves You Time

 

I do the research, compare options, and shortlist the best policies for you — saving you hours of hassle.

 

5️⃣ Unbiased Recommendations

 

As an independent advisor, I give you honest advice focused on your best interest — not just selling a product.

 

6️⃣ Holistic Financial Strategy

 

I look beyond insurance — connecting it seamlessly with your tax planning, savings, retirement, estate planning, and overall wealth-building goals.

 

7️⃣ Claims Advocacy

 

If you ever need to make a claim, I guide and support you every step of the way to make sure it’s smooth and fair.

 

8️⃣ Adapts to Life Changes

 

Your life or business changes — marriage, kids, new business — and I make sure your coverage grows with you.

 

9️⃣ Cost-Effective Protection

 

My industry knowledge helps you get strong, comprehensive coverage at a fair, competitive price.

 

🔟 Peace of Mind

 

When you’re well-educated, you gain confidence knowing you have the right protection — with an expert by your side whenever you need answers.

 

So, I warmly invite you to ask any questions you have—no commitment for you.

✈️ 🚢 What does Emergency Medical Insurance cover?If you are planning to travel to Canada, travel within Canada, hold an open work permit, or your parents have a Super Visa, obtaining travel insurance is essential.

 

Emergency Medical Insurance covers you for covered expenses incurred by you for treatment required by you during your trip if a medical emergency begins unexpectedly after you leave home, but only if these covered expenses are in excess of any amount covered by your government health insurance plan or any other benefit plan. The treatment must be required as part of your emergency treatment.

 

✔️ Expenses for emergency treatment

✔️ Expenses for paramedical services

✔️ Expenses for ambulance transportation

✔️ Expenses for emergency dental treatment

✔️ Expenses to bring someone to your bedside

✔️ Extra expenses for meals hotel, and taxi

✔️ Expenses related to your death

✔️ Expenses to bring you home

✔️ Return Excess Baggage

✔️ Expenses to return children under your care

✔️ Childcare expenses

✔️ Expenses to return your travel companion

✔️ Expenses to return your vehicle home

✔️ Hospital Allowance

✔️ Phone call expenses

✔️ Pet Return

✔️ Trip Break

✔️ Return to Original Trip Destination✔️ Terrorism CoverageIt would be my pleasure to offer a FREE consultation at your convenience.

About this item

• 2024 New Smart Watch with Bluetooth Call/Intelligent Notifications: The smart watch for men adopts bluetooth 5.3 version for a faster and more stable connection. With a built-in premium microphone and hd speaker, allowing you to answer calls and interact with voice assistants directly from smart watch for women. Meanwhile, you can receive message notifications and read them from your watch, such as Facebook, Messenger, Instagram, Gmail, Whatsapp, Twitter etc. Just raise your wrist to view messages.

• 1.96" HD Big Screen and Unlimited Customization Dials: Mens smart watch adopt 1.96”TFT HD color display screen (320*386 resolution) which making it easy to operate and sensitive, experience crystal-clear visuals like never before. 4 level brightness adjustable allows you to read time and data clearly even under the glare. 200+ Multiple trendsetting combinations to match your mood and outfit of the day. Even create and customize your own smartwatch faces from your phone gallery.

• 24/7 Heart Rate Monitor and Sleep Tracker: Adopted high-performance optical sensors, fitness watch provides health monitoring features such as 24-hour continuity real-time Heart Rate and Sleep Monitoring(Deep/light sleep). It accurately monitors your heart rate in real time and better understand your heart rate trends. Also, it provides a detailed analysis of your sleep quality and facilitating lifestyle adjustments by "GloryFit" continuously recording your sleep pattern.

• All Day Activity and Practical Functions: During exercise, sport smart watch automatically records daily steps, distance counter，calories burned, active minutes. This fitness watch men has other useful features offered like remote camera, music control, weather forecast, sedentary reminder, GPS tracking, stopwatch, find phone, raise to wake, alarm clock, calculator, etc. It makes things on your wrist simple and easy, and will always work as your effective daily assissant.

• 120+ Sports Modes and IP68: The fitness tracker provides up to 120+ sports modes, covering running, cycling, swimming, fitness and other activities to meet the preferences of different users. Fitness tracker watch meet the waterproof requirements for most sports enthusiasts' daily activities, such as washing hands or exercising in the rain, meeting daily needs (note: do not use it in water, such as sauna, long-term soaking in water, which will affect the waterproof life).

• 30-day Standby Time and Wide Compatibility: The well-designed and detachable wristband which soft, lightweight, breathable and very comfortable when wearing. Beside, the android smart watch is designed with a large-capacity battery, Charging time is 1.5-2 hours，once charge which allows it to last about 5-7 days for daily use and 30 days on standby mode. T70 smart watches compatible with most android and iOS (andriod 6.0+ and iOS 10.0+).

About this item

• Say Goodbye To Cold Ears: Our winter earmuffs for girl are fleece lined, which makes these women earmuffs fuzzy and warm. Extra thickened lining over these unisex designed warm ear covers can fill the gap between your ear and covers, preventing cold air from coming in. Put on POXIMI earmuffs for girls, enjoy outdoors during the cold winter days!

• Flexible & Ncredibly Soft : We use elastic polyester for our women winter ear muff’s headbands, making headbands on girl ear covers pliable. We also designed adjustable fleece lined ear cover, you can adjust them for a better experience. This kind of design also helps our men and women winter outdoor earmuffs to stay on your head.

• Classic & Beautiful: Our cute ear muff for women comes with a bowknot, which allows you to change its shape the way you want. It’s detachable so you can detach it if you don’t like it, so both man and woman can wear it. Cute looking in cold weather.

• Size Information: One size fits most. Our ear warm is great for most women and men with small head . You may wear this winter ear warmer forward or back a little for better fit according to your head shape.

• Any Occasions: You can choose two different types of earmuff for girls: classic and ones with bowknot. These men winter outdoor earmuffs are suitable for many occasions: working outside, playing with snow, going skiing during cold days. You can do what you want to do outside without hurting your ears. Our cute adjustable ear warmers are unisex designed so they are nice presents for your girlfriend/boyfriend.

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• Phomemo Upgrade Portable Printer with Paper Bin: Phomemo M832 portable printers wireless for travel weigh only 1.5lb and is the size of a pencil case. The portable thermal printer easily fits in your backpack or briefcase! M832 compact no ink printer is mobile printers for vehicles, suitable for car, truck, business trip, small office, university, home use. This wireless portable printer has a built-in roll paper bin, no need to carry printing paper separately. You can print documents, contract, invoice, boarding passes, study notes, recipes, letters, and receipts anytime, anywhere

• Cost-Effective, Inkless Printing: Adopt advanced thermal technology, the small wireless printer print no ink, no toner or ribbons, no clogging and no cleaning problems! Just use thermal paper, you can print more efficient and economical

• Support 5 Printing Sizes & 3 Types Thermal Paper: Phomemo M832 thermal printer support print 8.5" X 11" US Letter, A4, 2.08''(53mm), 3.15''(80mm), 4.33''(110mm) width thermal paper. The inkless printer support thermal roll paper, fold and single sheet thermal paper. This Small mobile printer good for business traveler, truck driver, mobile notary, office worker, students, children, teachers

• Wireless Bluetooth & USB Connection: With M832 mobile printer, print PDF, Word, Images, Web from your phone anytime, anywhere. Such as office documents, receipt, contract, resume, invoice, drawing, school notes, shopping lists, boarding passes, DIY, etc. Phomemo M832 portable printer compatible with iPhone, Android Phone, iPad via Bluetooth. You can also use a USB cable to connect your laptop or computer for printing

About this item

• Broad Compatibility: Besign LSX3 Laptop Stand is compatible with all laptops from 10''-15.6'', such as Air, Pro 13 / 15 / 2018 / 2017 / 2016, Lenovo ThinkPad, Dell, HP, ASUS, Chromebook, and other notebooks.

• Ergonomic Design: This LSX3 Laptop Stand could be adjustable in height and angle of your laptop for your better ergonomics to minimize neck fatigue, say goodbye to neck pains.

• Stable And Protective: This adjustable laptop stand is made of premium Aluminum alloy, it is sturdy, support up to 8.8 lbs, no worry any wobble at all; the rubber on the holder hands sticks tightly, ensure your laptop stable on the stand and prevent any scratches.

• Keep Laptop Cool: the open aluminum design provides good ventilation and airflow to prevent your laptop from overheating. Thanks to the open design, you could also keep your laptop peripherals under the stand, such as keyboard, mouse and other office items.

• Height Adjustment 4.92’’-7.65’’(125-195mm): the laptop stand is made of sturdy aluminum, you could adjust the height with included manual screwn based on your request.